html { background-color: #fff; margin: 10px; }

body { background-color: #fff; margin: 10px; }



a:hover { color: #018dbe; font-size: 11px; font-family: "verdana", "arial", sans-serif; text-decoration: underline; }

a:link { color: #018dbe; font-size: 11px; font-family: "verdana", "arial", sans-serif; text-decoration: none; }

a:visited { color: #018dbe; font-size: 11px; font-family: "verdana", "arial", sans-serif; text-decoration: none; }

a:hover:visited { color: #018dbe; font-size: 11px; font-family: "verdana", "arial", sans-serif; text-decoration: underline; }



a:hover.copyright { color: #018dbe; font-size: 9px; font-family: "verdana", "arial", sans-serif; text-decoration: underline; }

a:link.copyright { color: #018dbe; font-size: 9px; font-family: "verdana", "arial", sans-serif; text-decoration: none; }

a:visited.copyright { color: #018dbe; font-size: 9px; font-family: "verdana", "arial", sans-serif; text-decoration: none; }

a:hover:visited.copyright { color: #018dbe; font-size: 9px; font-family: "verdana", "arial", sans-serif; text-decoration: underline; }



p, ul, ol, td, div { color: #002768; font-size: 11px; font-family: "verdana", "arial", sans-serif; vertical-align: top; line-height: 14px; }

.sub { color: #e12633; font-weight: bold; font-size: 12px; }

.timesub { color: #fff; font-weight: bold; background-color: #e12633; text-align: center; padding: 4px; }

.red { color: #e12633; }



image { border: 0px; }

a img {border: none; }



table.maintable {

width: 870px; 

height: 100%;

padding: 0px;

background-image:url('images/main_bg.gif');

}



td.copyright {

padding: 14px 0px 0px 0px;

text-align: center;

font-size: 9px;

color: #018dbe;

background-color: #fff;

}



td.h100 { height: 100%; }



td.left {

width: 586px;

padding: 0px 0px 25px 0px;

}



td.right {

width: 214px;

padding: 0px 0px 25px 0px;

}



#home_text1 { padding: 5px 20px 0px 10px; }

#home_text2 { padding: 0px 0px 0px 20px; }



.pad1 { padding: 8px 25px 4px 14px; }

.pad2 { padding: 8px 25px 4px 22px; }

.pad3 { padding: 8px 8px 8px 8px; }



#which_page { 

height: 24px;

padding: 0px 0px 0px 0px; 

background-image:url('images/dotline_bg.gif');

}



td.home_splash {

background-color: #f3f3f3;

border-left: 1px #d8d8d8 solid;

border-right: 1px #d8d8d8 solid;

padding: 8px 35px 0px 20px;

}



td.home_splash2 {

background-color: #f3f3f3;

border-left: 1px #d8d8d8 solid;

border-right: 1px #d8d8d8 solid;

padding: 8px 25px 10px 20px;

}



td.inside_main {

width: 818px;

padding: 20px 20px 25px 20px;

}



td.line {

padding: 8px 8px 8px 8px;

border-bottom: 1px #c6c6c6 dotted;

}



td.noline {

padding: 8px 8px 8px 8px;

}



td.faq {

padding: 3px;

}



td.box_middle {

width: 600px;

border-left: 1px #e9e9e9 solid;

border-right: 1px #e9e9e9 solid;

padding: 0px 20px 0px 20px;

}





/* for drop-downs */



.clsCMOn {

	color: #fff;

    padding: 2px;

	background-color: #03adbe;

}



.clsCMOver {

    color: #002667;

	padding: 2px;

	background-color: #9be9eb;

}